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BUYER SERVICES

For most people buying a home is the biggest investment they'll ever make and can be complicated and stressful without being properly informed and using an experienced Realtor. At IMAJIN Real Estate, I'm committed to saving you time, money and creating a world class experience that reduces stress. Whether you're ready to buy your first home, your forever home, an investment home, or a commercial property, you can rely on my 15+ years of experience every step of the way.

First things first, know the difference between pre-qualification and pre-approval.

Pre-qualification informs you of your home buying budget.

Pre-approval confirms the amount the bank will loan you.

There's never a right or wrong time to buy a house. There's always a time to buy. The same components required to buy a home in a thriving economy are required in difficult economic conditions. It's a matter of knowing the facts and being prepared. To maximize purchasing power, consider these factors from the outset when buying a home:

  • Take the necessary steps to improve your credit score

  • Pay down/pay off credit card balances

  • Set up a payment plan with the IRS for tax debts and student loans if applicable prior to applying

  • File the past 2 years tax returns

  • For self-employment, maintain good bookkeeping and business bank records

  • Save 3.5%-5% for a down payment or inquire about first-time homebuyer and down payment assistance programs

  • Hire the Pros of IMAJIN Real Estate

  • Get Pre-approved with a lender

INTEREST RATES

In a down market with high interest rates, both buyers and sellers often exhibit reluctance to engage in real estate transactions. Buyers may hesitate due to the increased cost of borrowing, as higher interest rates mean higher monthly mortgage payments, potentially reducing their purchasing power and making homeownership less affordable. Although this can lead to a decline in demand for properties, on the upside, buyers can take advantage of the buyer's market by negotiating better prices, securing favorable terms, and having a wider selection of homes to choose from without the pressure of intense competition. By strategically navigating the market and leveraging my expertise and ability to adapt to ever-changing market conditions, my buyer clients can capitalize on the opportunities presented in a buyer’s market despite high interest rates.

MORTGAGE CALCULATOR

Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

Wondering If Now is the Right Time to Buy?

Unlock Your Free Home Buyer Guide NOW!

Discover the Secrets to Home Buying Success:
  • Expert Tips
  • Step-by-Step Instructions
  • Insider Knowledge
  • And Much More!

Get all the most common questions answered in one place. Download your free guide now!

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IMAJINREALESTATE

REAL ESTATE | DEVELOPMENT | DESIGN

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